U should close it.. I had my Creditone bank card 2.5 yrs ago when nobody would give me credit, they were good to me eventually got up to a 1200 limit but the 99$ annual fee was getting ridiculous and so was paying for CLI. It got to the point when i got my freedom card with a 4K limit at the time that it wasnt needed. They still send me stuff in the mail a few months later constantly to re-open it but its a good feeling when you can pick and choose whom to have a card with rather than the other way around once your scores hit 700ish.