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Frequent Contributor
snowangel
Posts: 291
Registered: ‎07-29-2011

Re: Should I close Orchard Bank??


silver0187 wrote:

With the cards you have, I would close Orchard, just to save money and/or from the inconvenience of calling every year trying to get the AF waive


+1



EQ: 662 | TU: 682 | EX Plus: 764
SL baddies fall off between Jan '13 - Oct '14
Valued Contributor
p-
Posts: 2,539
Registered: ‎06-05-2008

Re: Should I close Orchard Bank??

Something to consider;  Orchard bank was just purchased by Capital One - so there's a chance in the next 12 months or so you might get the opportunity to convert to a higher limit / no AF card.  That's the only reason mine is still open.  I figure if I can keep getting CLI's and waiving the AF until I see what happens, I might as well.

  2-13-14: FICO EXP: 779 - EQU: 742 - TRAN: 765 - AVG: 762 - +212 points from JUN 2008 - MY CREDIT JOURNAL


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