Should I close my Amex Biz Cards?

[Red1Blue]

I have Amex Biz Gold with CL of $3k and Plum Card with $500 CL. I also have personal platinum and personal amex delta gold. Should I close the Biz cards?

[android01]

Unless your business has gone out of business, I see no need to close them.  Never, never, never use personal cards for your business.  It needs its own credit history independent of yours.  Business and personal should always be separate.  Your question hints that you're contemplating closing the business cards and using your personal ones instead, which IMO, is a really bad idea.  Is that the case?  

[Red1Blue]

No, I am not closing the business. I have other business credit cards with no AF. I just dont feel like paying the AF on Amex Biz cards.

[Anonymous]

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@Red1Blue wrote:

No, I am not closing the business. I have other business credit cards with no AF. I just dont feel like paying the AF on Amex Biz cards.

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It's understandable especially in this tough time ~  I don't want to give my hard earned money for any of AF.  So, all of my ccs are No AF!   

Note: Citi tried to charge AF on my Driver's Edge, but they waved it for me.  Then PC'd to ThankYou Card now. 

[android01]

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@Red1Blue wrote:

No, I am not closing the business. I have other business credit cards with no AF. I just dont feel like paying the AF on Amex Biz cards.

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That makes sense, unless the rewards benefits equal or surpass the AF.  I use the rewards from an Amex Business Platinum to get my employees gift cards for Christmas, which works well for me from a AF cost/benefit perspective.