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I say don't close it. I haven't used mine in over 2 years now and they still haven't closed it for inactivity. I forgot I even had it.
@eagles08 wrote:
I have completely paid off my card and I don't plan on using it anymore. The APR is 24.99% which is crazy and definitely not worth it. All my cards are fairly new but the KAY is second shortest for time open and it is actually my lowest limit. So since I don't want to use it and to avoid the temptation to do it, should I just close the account?
My Wallet: BB&T Visa Platinum- $2,500
American Express Blue Sky - $2,000
Best Buy Store Card - $1,900
KAY Store Card - $1,800
Why would you want to close a no AF card??? Every now and then Kay offer 0% promotions so the APR is a non factor. I would keep it!
@LS2982 wrote:
@eagles08 wrote:
I have completely paid off my card and I don't plan on using it anymore. The APR is 24.99% which is crazy and definitely not worth it. All my cards are fairly new but the KAY is second shortest for time open and it is actually my lowest limit. So since I don't want to use it and to avoid the temptation to do it, should I just close the account?
My Wallet: BB&T Visa Platinum- $2,500
American Express Blue Sky - $2,000
Best Buy Store Card - $1,900
KAY Store Card - $1,800Why would you want to close a no AF card??? Every now and then Kay offer 0% promotions so the APR is a non factor. I would keep it!
+1
...or buy a watch battery every two years.