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Browse credit cards from a variety of issuers to see if there's a better card for you.
Rooms-To-Go (6K) - 10/2009
Dell Financial Services (3K) - 12/2009
Jared (10K) - 2/2010
CareCredit (3.7K) - 4/2011
The Jared card is my highest limit, but I have absolutely no use for it. At the same time, I'm afraid of getting rejected for a card I actually want because of "too much available credit" (even though I can only use any of these cards in their respective stores). What do you guys suggest?
if there's no AF, keep 'em open. the CLs will count towards utilization. and unless you have a megaton amount of available credit vs. income, i think you're safe.
How much available credit do you have? Income?
@thelethargicage wrote:Rooms-To-Go (6K) - 10/2009
Dell Financial Services (3K) - 12/2009
Jared (10K) - 2/2010
CareCredit (3.7K) - 4/2011
The Jared card is my highest limit, but I have absolutely no use for it. At the same time, I'm afraid of getting rejected for a card I actually want because of "too much available credit" (even though I can only use any of these cards in their respective stores). What do you guys suggest?
I suggest closing any store cards that you have no need for in the future (2yrs or so) . They still help you CR for 10 years. And the "too much available credit" is sometimes an issue.