Reply
Frequent Contributor
Posts: 361
Registered: ‎07-31-2007
0

Re: Should I dump my oldest line of credit?

Thankfully, I never had an AF on mine. But Cap1 refuses to give me cash rewards. They claimed that the terms are different and they couldn't do it. I won't be applying for another card with them, I see no point.  I'd rather apply for an Amex, Discover or Citi.  Probably Amex because of the rewards program and the option to do presales on hot concerts. I'm in no rush though and want to get as much debt paid down. I still have 4k+ according to mint.com, so I want to knock out Cap1 and TD in the next few months. Once I get those knocked out, I should be down to just the (CANCELED) Chase Freedom.


casinoannie97 wrote:

I have had my cap 1 since 2002.  300CL with a/f and

security.  Now over 5000CL, no a/f and although I haven't

had a CLI, they did make me a cash back rewards card.  I

actually make money on this card.

 

I got most of this by calling back door number.  Try this.

 


 

6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.