I want to get a walmart card since I shop there a lot and I want to build up my credit.
Currently I have 4 Credit Cards and I'm not using them a lot as I had high balance and i'm still paying them off. Here is the age history of the accounts and my scores with each bureau
Credit Bureau
EQ: 620s
TU: 620s
EX: 600s
Credit Card
Cap 1 since 1-2005: CL $1,000 BL $80
HSBC Since 10-2007: CL $1700 BL $1,200
DCU since 10-2007: CL $3000 BL $364
Juniper since 3-2008: CL $500 BL $0.00
Store Card
JB Robinson since 4-2008 CL $3,000 BL $0.00
Kay Jewelry since 4-2008 CL $3,000 BL $0.00
I know by opening an account with walmart would help my score now, but would I see any improvent in the next 12 months?