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Thanks!
So, I got an offer from Discover... for the Discover IT card, which I would love to have.
Citi pulled my Equifax score and from what I've read Discover will pull my Transunion.
I'm wondering if I should apply or if this would be too many applications in such a short time.
This would be Amex last month, Citi and Discover this month.
@Artyom87 wrote:Thanks!
So, I got an offer from Discover... for the Discover IT card, which I would love to have.
Citi pulled my Equifax score and from what I've read Discover will pull my Transunion.I'm wondering if I should apply or if this would be too many applications in such a short time.
This would be Amex last month, Citi and Discover this month.
I wouldn't think 3 inquiries would be too many. I've seen people app for way more stuff in the same amount of time and I have myself as well. But, your AAoA is already low. If you want to app for it, do it before the Amex hits and lowers your AAoA some more. Then, the new accts and inquiries can age at the same time.
If you start getting denials, then it's a sign to stop....you haven't gotten there though and that's a good thing.
Well, I applied and got a message to either wait a week or call. So I called and they changed the original terms in the offer, but approved me at $1,700!