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Should I get another card?

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myjourney
Super Contributor

Re: Should I get another card?


@sleepless619 wrote:

Well, I checked my score on CK today and it jumped 14 points, so I decided to go ahead and apply. I was approved for a $500 CL with no annual fee!

 

I'm wondering wondering what I should do now though w/ Cap1. Do I call them and try to change the card, close the card and apply for an unsecured, or apply first then close? I wouldn't mind getting my $50 back and getting a higher limit than $200.


Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 14
maiden_girl
Valued Contributor

Re: Should I get another card?

Congrats!

 

Stir clear of CreditOne. If you can avoid them, do it.

As of 2017, rebuilding...
Message 12 of 14
creditnocash
Valued Contributor

Re: Should I get another card?


@maiden_girl wrote:

Congrats!

 

Stir clear of CreditOne. If you can avoid them, do it.


x2 for both statements. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 13 of 14
FocusedAndDetermined
Senior Contributor

Re: Should I get another card?

Congrats on your approval!

Message 14 of 14
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