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Should I get another card?

Super Contributor

Re: Should I get another card?


sleepless619 wrote:

Well, I checked my score on CK today and it jumped 14 points, so I decided to go ahead and apply. I was approved for a $500 CL with no annual fee!

 

I'm wondering wondering what I should do now though w/ Cap1. Do I call them and try to change the card, close the card and apply for an unsecured, or apply first then close? I wouldn't mind getting my $50 back and getting a higher limit than $200.


Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 14
Valued Contributor

Re: Should I get another card?

Congrats!

 

Stir clear of CreditOne. If you can avoid them, do it.

As of 2017, rebuilding...
Message 12 of 14
Valued Contributor

Re: Should I get another card?


maiden_girl wrote:

Congrats!

 

Stir clear of CreditOne. If you can avoid them, do it.


x2 for both statements. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 13 of 14
Senior Contributor

Re: Should I get another card?

Congrats on your approval!

Message 14 of 14