Should I get it?

[DigitalArk]

Chase sent me a promotional letter to sign up Freedom card for $200 back after spending $500 within the first 3 months. Should I get it? I have 5 HPs and 3 new accounts already within the past 2 months.

[Creditaddict]

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@DigitalArk wrote:

Chase sent me a promotional letter to sign up Freedom card for $200 back after spending $500 within the first 3 months. Should I get it? I have 5 HPs and 3 new accounts already within the past 2 months.

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try the chase pre-qual online... if you get offer on the website also I would say you are 99% approved!

[angelcred10]

+1 what creditaddict said..

Just go to Chase website then on credit cards select pre qualified and see what they give you.. usually a good indicator of approval or not.

[NewtoCredit80]

I would say go for it. If they deny try to recon and explain why you are applying despite new cards. If you have a good score and clean history then u hv good chance of approval.

[Exonumist]

If you prequal online don't apply through that or you probably aren't going to get the $200. 

[kilj0y]

I say go for it. I was receiving invitations to apply for the Freedom card after having 4 new accounts in 1 month. I checked online and was not prequaled, but I noticed that Chase was softing me after my new accounts showed up so I figured they did not care. I used the invitation and was instant approved.

[longtimelurker]

That's double the normal offer, right?  Have they gone higher recently?  I've heard of $300 but I think that was some time back.  

I'm asking because I feel I "should" at some stage app for the Freedom (to feed the CSP) but I hate revolvers, so it's hard to do it.  A good sign-up bonus might push me into it....

[BearsAndTurtlesRtheBest]

The usually offer $150 so $200 is even better do the online pre-qual.

[myjourney]

Not to be the scrooge but those new accounts and INQ's may affect you with Chase since they can be INQ sensitive...just being honest about Chase YMMV