Should I get the AMEX SPG?!?!

[Anonymous]

So we are down to near the last day for the 35K bonus.

I am planning a huge trip at the end of this year. I got the CSR a month ago and have almost hit the min spend.

I plan to take a amazing trip to propose

I got the CSR and plan to keep it. The next card I might not keep but want a good bonus.

Is the SGP worth it? Best bonus for travel at the moment? Or any other recommendations for a travel card to help pay for this trip at the end of the year? Plan to go overseas and want a good signup bonus.

Thanks!

[credit_endurance]

I am wanting to app as well but was wondering when is the cutoff 12:am in the morning on Wednesday or midnight on Thursday morning?

[Anonymous]

I'm not sure. I plan to make a decision and app today if I decide to get it. Rather be safe than sorry. This will take me above 5/24 so that's why I'm on the fence lol what does the bonus of 35k really equal in terms of travel?

[Anonymous]

Yes, get the SPG Amex!!! I feel that it is a really undervalued card. However, you must be committed to the SPG program for it to be worthwhile. If you are willing to put all of your non-bonus spend on it, it may be worthwhile. But at a minimum it's a great card for the signup bonus and free first year.

Pros: Ability to earn the most valuable points. I usually have more than enough air miles between MR, UR, and airline point balances; however I struggle with maintaing SPG points. I spend them as soon as I get them, it feels like. I ususally get at least 3 cents per point value out of SPG Points. Recent examples of using SPG Points 5 nights at Sheraton Maui (4.0 cents per point value); and a total of 8 nights at Marriott properties on a road trip to FL (5.8 cents per point avg). Can be a great value at certain Marriott propertes 1:3 transfer ratio. You can also combine the points within your household (if spouse get a card too).

Cons: While SPG points are super valuable, I still use my Chase trifecta as 99% of my spend. I gt more value out of the CSR, FU, and F together than I would using the SPG Amex for non-bonus spend. Aside for the business verison, it is not a long term keep card as the high annual fee really doesn't come with anything valuable (excluding a few nights towards elite status, etc.).

[K-in-Boston]

SPG are generally considered the most valuable reward currency.  In meeting the bonus requirements, you will have at least 40,000 SPG points which are conservatively worth about $1,000, but could be far more valuable depending on how they are used.  I am personally in SPG mode right now.  If in doubt about timing of the promotion ending today, I'd call AmEx to confirm.  Best of luck!

[Anonymous]

Yes get it!

[Anonymous]

Got it lol

[Anonymous]

Congrats!  What's the limit?

[elim]

uhhhhg, 120k Marriott points would be nice but I need to stay in the garden for sure. Congrats on the approval and enjoy!

[mkhan1093]

Having a hard time understanding if that means "I understand your guys' logic" or if it means "Was approved"