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@killer_queen229 wrote:I might just wait till March.. because then my secured card will be a year old, my Capital One Mastercard and TJX rewards card will be 8 months old, and the Old Navy and Kohl's cards will be 7 months old. Even though I'd like to spread out when I apply for cards, I really want all the cards I have in mind within 2014.
That seems to be the consensus here, and I agree with it. As mentioned earlier, waiting until March should give your scores a nice boost, as the inqs will have aged to a year and will no longer be factored into your FICO scores. Between that and your current accounts reaching their one year anniversary, you'd stand a better chance of approval and with better terms. I think you'll be happier in the long run if you just sit back and enjoy the view from the garden until March.
I think that sounds like a good idea! And my accounts that I have are in good standing. And if I wait till March some of my accounts might get natural credit increases just like the TJX rewards. Which would make me as excited as the approvals I hope I can get.