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Barclays and PenFed are the only ones that worry me. PenFed did an Account Review SP on EQ at the beginning of march, but they have remained silent. Capital One, and Chevron/Dillard's don't worry me, because you never hear of them closing accounts for this reason. BofA, IDK they may do a CLD. Discover, I don't think they will have a problem with my CR.
Yeah, I'd probably be more worried about Penfed since they are pretty conservative. I don't know if they have an AA stigma like Barclays gets but that card has the higher limit and is more of a prize card (imo). I'm worried they may do something about my new accounts but if they want to ruin my relationship with them and the perfect PIF payment history I have and screw themselves out of me having 3 of their cards in the future (Been eyeing the Ring and Priceline in the distant future), then that is their fault. Don't have a heartattack worrying about and don't do something foolish by trying to get the jump on them.
b_seeker wrote:
I'm worried they may do something about my new accounts but if they want to ruin my relationship with them and the perfect PIF payment history I have and screw themselves out of me having 3 of their cards in the future (Been eyeing the Ring and Priceline in the distant future), then that is their fault
Sorry, just find that funny. If Barclays was reading this, I don't think they would be too upset at the thought of losing the business of someone "eyeing.... in the distant future"
And of course those that PIF aren't as profitable as those that don't.
@b_seeker wrote:Yeah, I'd probably be more worried about Penfed since they are pretty conservative. I don't know if they have an AA stigma like Barclays gets but that card has the higher limit and is more of a prize card (imo). I'm worried they may do something about my new accounts but if they want to ruin my relationship with them and the perfect PIF payment history I have and screw themselves out of me having 3 of their cards in the future (Been eyeing the Ring and Priceline in the distant future), then that is their fault. Don't have a heartattack worrying about and don't do something foolish by trying to get the jump on them.
I hope PenFed doesn't have that AA stigma, because yes, it is a prize card. I've been looking all over for AA stories about PenFed, but can't find much, it may just be because they don't have nearly the amount of cardholders that Barclays has. The only AA about PenFed I've seen so far, is if you max out most of your cards, including theirs, and don't pay at all for several months.
@bs6054 wrote:@b_seeker wrote:
I'm worried they may do something about my new accounts but if they want to ruin my relationship with them and the perfect PIF payment history I have and screw themselves out of me having 3 of their cards in the future (Been eyeing the Ring and Priceline in the distant future), then that is their fault
Sorry, just find that funny. If Barclays was reading this, I don't think they would be too upset at the thought of losing the business of someone "eyeing.... in the distant future"
And of course those that PIF aren't as profitable as those that don't.
Considering they'd deny me currently (already have), I have to wait until my accounts age. Find it funny all you want. I don't really care. The point was that if they don't value me as a card member, then I won't value them as an issuer, now or in the future. Plenty of others who will.