Should I hit the Amex CLI button?

[Funk-O-Meter]

Blue Cash Everyday is over a year old now and when I hit the button after my first 6 months they increased me to 6k. I have one app in the last 6 months for. Chase card and my total util is around 30% due to a recent vacation. No lates, no overs, amex balance is about $600.

Hit the love button or no?

[09Lexie]

Go for it! Good luck.

[sccredit]

Go for it, ask for $18k!

[myjourney]

Hit the love button

[SnackTrader]

I see no reason not to. They have 12 months of your history to look at, which is likely more important than current circumstances (which aren't too terrible).

We can play a little game theory with it and ask what are the likely results...

Denial - Wait 90 days
Approve for full amount -
Approve, but countered - and get more in 6 months

Or you can wait for balances to update (might take up to 30 days). And the potential results stay the same, except you are 30 days farther away from your next attempt.

So, you see, there's a cost to attempting now, and there's a cost to waiting. It depends on which cost you are most willing to pay. I intend to continue applying on the first day I am eligible, and hope that the entirety of my account history matters.

[Funk-O-Meter]

I hit it. They gave me 7,300. That's fine I really didn't need a huge CLI but 8 or 10k would have made me happier.

[09Lexie]

Any increase that's a result if a SP is a win/win!

[youngandcreditwrthy]

Congrats!

[armbenderc]

Not bad, any sp cli is golden.