mj2003cobra wrote:I have had the Amex delta gold for about 45 days, started off with $2000, just got an increase to $6000, available in 15 minutes.
the bottom line is you are going for a mortg and I wouldn't do ANYTHING w/ my credit except GW's etc until you are prequalified on morg, find a house, close and wait for the check to fund.
turninganewleaf wrote:I was approved for the AMEX Delta Gold card with a CL of $1K 9/12/07. I converted to Blue Cash which took effect 10/3. I called AMEX to determine which date I would be eligible for a CLI and was 10/12 (today).Should I go for a CLI? I was going to go for $5K. My only hesitation is that I'm applying for a home mortgage next month and don't want a hard pull for the CLI? Would it be a hard or soft pull? Would a soft pull hurt me enough that I should wait on a CLI until after loan approval?