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Ok, so I found out that I am, indeed, getting my secured BofA card. Yay! My question is this... I only gave $400 to start and I can afford to put another $500 a month towards that. Should I do it? I could have a credit line of close to $5,000 by the time the card is supposed to be able to convert to unsecured. I'm just wondering if it makes a difference.
Thanks!
I started with 500 and then sent in another $500 a couple months later.
Reports from people are when it unsecured they also got a cli of at least $500 and someone posted increasing there credit line to $2k the month before 9 months and it unsecured to $2500. If you can part with the money for a while and make use of the credit line, I say go as high as you can.