cancel
Showing results for 
Search instead for 
Did you mean: 

Should I opt back in?

Established Member

Should I opt back in?

A while ago---perhaps a year ago I opted out of the 'pre-screened' offers from the credit bureaus. However, I wondering if I should opt back in? I opted out because I thought these pre-screens would hurt my credit rating. I used to get so many of them and so many offers in the mail. Since I opted out I haven't received a single offer. That's a good thing but now I'm wanting a new card for myself (in my name only again..I have a joint with DH). I'd like to see what offers I get if I opt back in? Is opting in a good choice? TIA!
Message 1 of 6
5 REPLIES
New Member

Re: Should I opt back in?

Sure. You could opt back in if you want. It wouldn't hurt. Plus, you might get an excellent offer.
Message 2 of 6
Established Member

Re: Should I opt back in?

Thanks! I just opted back in. I just want to see what type of offers I will receive. Then I can always opt back out after receiving a good offer.
Message 3 of 6
Regular Contributor

Re: Should I opt back in?

I was thinking of doing this too! How do you opt back in?


Starting Score(4/1/10): EQ: 631--- TU: 646
Current Score(4/1/10): EQ: 725--- TU: 686
Goal Score: EQ: 850--- TU: 850


Take the FICO Fitness Challenge
Message 4 of 6
Valued Member

Re: Should I opt back in?

8885678688

Message 5 of 6
Highlighted
Moderator Emeritus

Re: Should I opt back in?

 


ncks wrote:

8885678688


 

 

Or follow this link Opt Out Credit Reports.

 

 

From a BK years ago to:
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
3/10 EQ- 800

You can do the same thing with hard work

Credit Scoring 101
Common Abbreviations
Frequently Requested Threads
Credit Problems Which Is Worse?
Whats In Your FICO Score

 

 

 

Message 6 of 6