I was thinking of doing this too! How do you opt back in?
Or follow this link Opt Out Credit Reports.
From a BK years ago to:
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
3/10 EQ- 800
You can do the same thing with hard work
Credit Scoring 101
Frequently Requested Threads
Credit Problems Which Is Worse?
Whats In Your FICO Score