Should I opt back in?

[Anonymous]

A while ago---perhaps a year ago I opted out of the 'pre-screened' offers from the credit bureaus. However, I wondering if I should opt back in? I opted out because I thought these pre-screens would hurt my credit rating. I used to get so many of them and so many offers in the mail. Since I opted out I haven't received a single offer. That's a good thing but now I'm wanting a new card for myself (in my name only again..I have a joint with DH). I'd like to see what offers I get if I opt back in? Is opting in a good choice? TIA!

[Anonymous]

Sure. You could opt back in if you want. It wouldn't hurt. Plus, you might get an excellent offer.

[Anonymous]

Thanks! I just opted back in. I just want to see what type of offers I will receive. Then I can always opt back out after receiving a good offer.

[Rebuilding101]

I was thinking of doing this too! How do you opt back in?

[ncks]

8885678688

[MarineVietVet]

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@ncks wrote:

8885678688

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Or follow this link Opt Out Credit Reports.

From a BK years ago to:
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
3/10 EQ- 800

You can do the same thing with hard work

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