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Established Contributor
Posts: 839
Registered: ‎10-28-2011
0

Should I or should I not????? Citi forward.....

Just wondering if I should wait 6 months.... I appreciate in November... Decline....due to BK... Since then amex cards have reported..... approved for CSP last weekend........ Just wondering if I should just simmer down and let my accounts age or should I strike and try my luck....
If I app.... Is there a recon number.......

Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: Should I or should I not????? Citi forward.....

You can try if you want to burn INQ. If you are not planning on buying a car or house, go for it.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Contributor
Posts: 833
Registered: ‎08-02-2008
0

Re: Should I or should I not????? Citi forward.....


amercnchopz34 wrote:
Just wondering if I should wait 6 months.... I appreciate in November... Decline....due to BK... Since then amex cards have reported..... approved for CSP last weekend........ Just wondering if I should just simmer down and let my accounts age or should I strike and try my luck....
If I app.... Is there a recon number.......

Well, it may be too late. I don't see the regular citi forward avail on Citi's site anymore. Just the college version... 

FICO: EX: 743 (6/15); TU: 760 (6/15); EQ 722 (5/15)
Regular Contributor
Posts: 181
Registered: ‎08-09-2012
0

Re: Should I or should I not????? Citi forward.....

My guess I they're taking it off the market for a few days while they revamp the card. A lot of us have gotten messages that they're sending us a new card. After calling, some are finding out they're being upgraded to Visa Sig, and others are finding out they're getting a global chip...neither of which have been offered for the Forward before. I think this is about to be made into a "higher level" card for Citi.



What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$7k (Visa Sig + EMV)
$7.5k (WEMC)

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Credit Karma: 772 (11/24/13)
Credit Sesame: 755 (11/5/13)
Regular Contributor
Posts: 220
Registered: ‎08-10-2012
0

Re: Should I or should I not????? Citi forward.....

I am surprised you got an AMEX or a CSP with a BK reporting.

Citi Thank You Premier Visa Signature-$9K, Citi Thank You Preferred Vis Signature-$8.3K, Citi AA Signature- 8.5K, Citi Simplicity 9.2K, Citi Diamond-6.1K, Lowes-$10K, Chase Sapphire Preferred- $ 5K, AMEX BCE $14.5K, AMEX Starwood Preferred $15K, ,AMEX Everyday-$5K, Fidelity Amex-$10K, US Bank 123 rewards Kroger-$17K, Penfed Platinum Rewards Visa Signature-$30K, Amex Delta-$10K, Barclay Arrival Plus- $10K, Penfed Travel Rewards Amex-$10K, Bank of America Cash Rewards- $14K
Established Contributor
Posts: 839
Registered: ‎10-28-2011
0

Re: Should I or should I not????? Citi forward.....


rudy0720 wrote:

I am surprised you got an AMEX or a CSP with a BK reporting.


me too...........


Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Should I or should I not????? Citi forward.....

Wow BK and Approval with Amex/ Must be one of the lucky ones. Congrats

Highlighted
Established Contributor
Posts: 839
Registered: ‎10-28-2011
0

Re: Should I or should I not????? Citi forward.....

[ Edited ]

Credit314 wrote:

Wow BK and Approval with Amex/ Must be one of the lucky ones. Congrats


I do feel special....now if I could only get CITI to climb aboard........Smiley LOL

BK is from 2005 ......maybe they were in good spirits .....when I apped for Green I sent a letter to a executive team member to reconsider the app....waited probably 4-5 days then I got the email that I was approved.....proceeded to app for Delta and BCP....got message ,then checked web site approved for both...


Established Contributor
Posts: 661
Registered: ‎12-21-2012
0

Re: Should I or should I not????? Citi forward.....


ramblin_wreck08 wrote:
My guess I they're taking it off the market for a few days while they revamp the card. A lot of us have gotten messages that they're sending us a new card. After calling, some are finding out they're being upgraded to Visa Sig, and others are finding out they're getting a global chip...neither of which have been offered for the Forward before. I think this is about to be made into a "higher level" card for Citi.

"Global chip" (EMV) has been available on Citi Forward, I have one right now.

American Express Blue Cash Everyday - $11,000; American Express Platinum Cashback Everyday - £2,500; Bank of America Travel Rewards - $5,000; Barclaycard Arrival+ - $5,000; Citi Forward - $5,800; Discover It - $5,500; HSBC Platinum with Rewards - $5,000
Regular Contributor
Posts: 181
Registered: ‎08-09-2012
0

Re: Should I or should I not????? Citi forward.....

Well there goes my theory.

On iPhone. Sorry for lack of quoting.



What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$7k (Visa Sig + EMV)
$7.5k (WEMC)

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Credit Karma: 772 (11/24/13)
Credit Sesame: 755 (11/5/13)
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