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Nope. I really don't see a problem with holding one or two AF cards, assuming they have decent benefits to justify the AF and you are actually using them. If I were you I would probably pick up a PRG in addition to the Zync...
@GOldfishes wrote:Nope. I really don't see a problem with holding one or two AF cards, assuming they have decent benefits to justify the AF and you are actually using them. If I were you I would probably pick up a PRG in addition to the Zync...
It's about principal. If one isn't using a card that has a AF of $25, it's a waste. Look at my cards, i spend $970 a year in annual fees, but i use all 4 cards to the fullest. I would never have a $25 AF card and not touch it, it's a waste. So as long as OP is using it, all is good!
I don't use mine much as I can get better rewards on other cards. But as long as they have Small Business Saturday and give you a $25 credit for something you would have bought anyway, it's basically a no annual fee card. I'm keeping mine unless things change!