I had a Firestone charge account through Credit First that I opened 1998 and the account was in good standing, according to my CR's. The account shows closed by consumer.
Would it hurt me or help me to inquire about re-opening this account if they could leave the aging as 1998 - how do I properly ask this?
One other thing, I'm considering applying for a home loan in a couple of weeks so that may influence my decision to wait.
The only other CC's I have is a new AMEX and Target card (Sept '07), was approved in Sept for an Orchard card but didn't activate and I closed the acct, and a year + old car loan and Chevron CC, all these accounts are in good standing. So, my good closed accounts are old and are slowly dropping off.
What do you suggest?
FICO 8/5/10; TU 724, EQ 702 FICO 6/9/09: TU 669, EQ 658, EX ??? FICO 7/20/07: TU 540; EQ 595, EX 544