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Regular Contributor
turninganewleaf
Posts: 140
Registered: ‎08-08-2007

Should I re-open account?

I had a Firestone charge account through Credit First that I opened 1998 and the account was in good standing, according to my CR's.  The account shows closed by consumer.
 
Would it hurt me or help me to inquire about re-opening this account if they could leave the aging as 1998 - how do I properly ask this? 
 
One other thing, I'm considering applying for a home loan in a couple of weeks so that may influence my decision to wait. 
 
The only other CC's I have is a new AMEX and Target card (Sept '07), was approved in Sept for an Orchard card but didn't activate and I closed the acct, and a year + old car loan and Chevron CC, all these accounts are in good standing.  So, my good closed accounts are old and are slowly dropping off.
 
What do you suggest?
FICO 8/5/10; TU 724, EQ 702
FICO 6/9/09: TU 669, EQ 658, EX ???
FICO 7/20/07: TU 540; EQ 595, EX 544
Regular Contributor
turninganewleaf
Posts: 140
Registered: ‎08-08-2007

Re: Should I re-open account?

Well, I answered my own question.  My account is so old that it can't be pulled up in their system by my SSN#, said it's most likely been purged.  Darn!  Oh well....
FICO 8/5/10; TU 724, EQ 702
FICO 6/9/09: TU 669, EQ 658, EX ???
FICO 7/20/07: TU 540; EQ 595, EX 544
Mega Contributor
Creditaddict
Posts: 16,879
Registered: ‎10-23-2007

Re: Should I re-open account?

if you are that close to applying for home loans, I wouldn't do ANYTHING else... they dont want to see other inquiries.
Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
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