Should I switch secured CC or get a secound one

[oracles]

Hi Paying, I am going to speak with you about this in the other forum.

I will answer your hippa question there.

[PayingTheBills]

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@oracles wrote:

Hi Paying

No, people here have been able to do a product change the same day their card was unsecured and they still did not have stellar credit. With the worldpoints card, people have been able to do a PC without an inq, however for the BofA amex card, they will do a hard due to the card having a 5k minimum limit.

I think you will be fine with the PC to the worldpoints

Hope this helps and keep us updated

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Just got off the phone with BoA. They are sending me the Worldpoints card, and once it gets here in 2-3 weeks, I can activate it and request a CLI!!!!

Woohoo, thanks a bunch for the advice guys!

Those backdoor numbers kick ass!

Message Edited by PayingTheBills on 02-18-2009 09:42 AM

[oracles]

Great job Paying and congrats

Keep us updated on how much of an increase you received