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Should I try for Amex?

Senior Contributor

Re: Should I try for Amex?

It took me five tries to get Amex! Good luck!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 21 of 25
Frequent Contributor

Re: Should I try for Amex?

I just got the Amex denial today too, still stingsSmiley Sad

On the bright side... NOW I know what to improve so I can re-app successfully!!!


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: TU04 774, EQ5.0 761/ EXv2 783
New goal 800
Cap1 QS $17k, Chase Southwest- $15k, Discover IT - $40k
Message 22 of 25
Established Member

Re: Should I try for Amex?

Sorry to hear about your denial.  I'm still waiting- not too patiently I might add.  I've been checking the app status all day and it still says in progress.  They did another hard pull on my Experian yesterday - which is good.  They will see that there is no Chapter 13 on there.  I can't figure out what is taking so long now.  When I applied online I got an instant denial.  Did I mention I hate waiting?  Fingers crossed. 



Starting Score: 1 EX681EQ 665 TU566
Current Score: 4/10/13 EQ Fico 666 EX764 (PLUS) TU FICO 699
Goal Score: Fico 750 EX750EQ 750 TU750


Take the myFICO Fitness Challenge
Capital One Platinum $3300 Sportsmans Guide VIsa 2200 Ann Taylor Mastercard 1500 FCCU 5500 Victorias Secret 500 One stop Plus 500 HSN 1500 Express 350

Message 23 of 25
Valued Contributor

Re: Should I try for Amex?

Good luck!

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 24 of 25
Established Member

Re: Should I try for Amex?

I keep checking the online account status and it still says in progress.  So two nights ago, I called the number to check on account approval status and a guy told me I was denied (he says the night I called in to report that I checked my EX report and that there was no BK and faxed the report to them.)  So if he is to be believed, they denied my recon attempt even though the day after I saw a new HP on my EX report.  Geez!  I'm too heartbroken to call back to see if the guy knew what he was talking about or not.  I guess I will keep checking the online status that reads "in progress' and hope for a miracle. 

 

Has anyone had the "in progress" show online when you knew for sure you were declined?  Thanks to all of you! 



Starting Score: 1 EX681EQ 665 TU566
Current Score: 4/10/13 EQ Fico 666 EX764 (PLUS) TU FICO 699
Goal Score: Fico 750 EX750EQ 750 TU750


Take the myFICO Fitness Challenge
Capital One Platinum $3300 Sportsmans Guide VIsa 2200 Ann Taylor Mastercard 1500 FCCU 5500 Victorias Secret 500 One stop Plus 500 HSN 1500 Express 350

Message 25 of 25