No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hello fellow ficoholics. I just want to hear your wise opinions if, should I try to CLI my 6 month old Sony Chase even though I have recently opened a Chase Platinum Visa with 6,000 cl. Will Chase deny my request to CLI my 1500cl Sony Chase to a 4,000 or greater credit line because of my new Chase Platinum Visa?
My Progress since finding MyFico.
I have just about 2yrs + 2 months of established credit history, my average age is 1yr.
My Cards in order i got them.
Credit One 450cl 2yrs + 2 months - - Was my first card
BoA Amex 1500cl 1yr + 2 months - -- Was a partially secured visa 99/500.
Cap 1 750cl 8 months ----------It just will not grow with me
WaMu 1500cl 8 months ---------- My first large credit limit over $500cl.
Chase Sony 1500cl 6 months ---------- First rewards card, happy about CL.
Chase Plt. Visa 6000cl not reported yet ----Offered at a Chase branch, after I spent 30 min for
banking representative to speak to me about
a debit card pin change.
The Chase Platinum Visa(6000cl) has boosted my morale and self worth on how the CC issuers should view me. I have already tried to increase my credit line with my BoA Amex, previously $1,000cl, BoA only gave me a $500cl increase, better than nothing. No success with my Cap 1. Plus I do not know how to approach WaMu($1,500cl) for a CLI, because I know they do not do customer initiated CLI's. My goal is to acquire the Penfed rewards CC by March of 09.
Thank You guys for any response!!!!
@Anonymous wrote:
Hello fellow ficoholics. I just want to hear your wise opinions if, should I try to CLI my 6 month old Sony Chase even though I have recently opened a Chase Platinum Visa with 6,000 cl. Will Chase deny my request to CLI my 1500cl Sony Chase to a 4,000 or greater credit line because of my new Chase Platinum Visa?
My Progress since finding MyFico.
I have just about 2yrs + 2 months of established credit history, my average age is 1yr.
My Cards in order i got them.
Credit One 450cl 2yrs + 2 months - - Was my first card
BoA Amex 1500cl 1yr + 2 months - -- Was a partially secured visa 99/500.
Cap 1 750cl 8 months ----------It just will not grow with me
WaMu 1500cl 8 months ---------- My first large credit limit over $500cl.
Chase Sony 1500cl 6 months ---------- First rewards card, happy about CL.
Chase Plt. Visa 6000cl not reported yet ----Offered at a Chase branch, after I spent 30 min for
banking representative to speak to me about
a debit card pin change.
The Chase Platinum Visa(6000cl) has boosted my morale and self worth on how the CC issuers should view me. I have already tried to increase my credit line with my BoA Amex, previously $1,000cl, BoA only gave me a $500cl increase, better than nothing. No success with my Cap 1. Plus I do not know how to approach WaMu($1,500cl) for a CLI, because I know they do not do customer initiated CLI's. My goal is to acquire the Penfed rewards CC by March of 09.
Thank You guys for any response!!!!
If you want to do that stop doing anything that will open a new account or generate an INQ NOW! Rule of thumb with PenFed is no new credit/no INQ's within six months prior to app'ing. Asking Chase for a CLI will result in a hard inquiry.