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Should I upgrade my Capital One card?

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kroberts67
Established Contributor

Re: Should I upgrade my Capital One card?

The purpose in upgrading is to get the rewards.  I already had 1.5% on my Plat MC but I had to wait until my anniversary date to get all of it.  When I upgraded, they gave me what I'd earned so far immediately and now I get the credits as I earn them.

 

If you have no rewards or anything less than 1.5% then it's worth upgrading.  They'll send you the uygliest card ever, then you can order a custom photo card if it bothers you.  lol

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
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Message 11 of 12
killer_queen229
Established Contributor

Re: Should I upgrade my Capital One card?


@kroberts67 wrote:

The purpose in upgrading is to get the rewards.  I already had 1.5% on my Plat MC but I had to wait until my anniversary date to get all of it.  When I upgraded, they gave me what I'd earned so far immediately and now I get the credits as I earn them.

 

If you have no rewards or anything less than 1.5% then it's worth upgrading.  They'll send you the uygliest card ever, then you can order a custom photo card if it bothers you.  lol


I actually like the way cards originally look LOL. It will be here within 7-10 business days.

Message 12 of 12
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