Starting Score: 560It would be the same result thou.....if you credit file look perfect.
Sometime they need to verify some information on your credit report and confirm who you said are......most of the time 5 7 days message for that specific reason.
I would come to store and see that hot chick again.
Oh yeah tell her i said hi too. 
If they were that close to me I'd be walking in their office immediately! It's something about that face to face contact that does make a difference IMO. Plus if there is some sort of hiccup with setting up your account or applying for a CC then you can get it cleared up at that moment instead of waiting. Funny though, everything I just said was done professionally and quickly on the phone as well.
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