01-06-2013 05:23 PM
I'm thinking about applying next week for one of their CC's. What would you do. Apply in person or online? I have to go in anyways. Does it even matter? This is for NFCU.
01-06-2013 05:27 PM
The girl that helped me open my acct was really nice and just doing her job. She was also the loan officer. I'm sure she handles the CC's too.
01-06-2013 06:11 PM
If she HOT then go for it
Come in store and see her.
01-06-2013 06:14 PM
Lol yes she was hot. That wouldn't be the reason. If only i were single. Just wondering if its better to deal with a real person verses a computer when applying with them?
01-06-2013 06:17 PM
It would be the same result thou.....if you credit file look perfect.
Sometime they need to verify some information on your credit report and confirm who you said are......most of the time 5 7 days message for that specific reason.
I would come to store and see that hot chick again.
Oh yeah tell her i said hi too.
01-06-2013 06:23 PM
If they were that close to me I'd be walking in their office immediately! It's something about that face to face contact that does make a difference IMO. Plus if there is some sort of hiccup with setting up your account or applying for a CC then you can get it cleared up at that moment instead of waiting. Funny though, everything I just said was done professionally and quickly on the phone as well.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.