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Should I

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Anonymous
Not applicable

Should I

Being reverently approved for the Amex green charge after a recon. Is a good chance I get approved for the gold as well ? Or should I wait till next year ?

Thank you
Message 1 of 14
13 REPLIES 13
DrZoidberg
Established Contributor

Re: Should I

You would most likely get denied. Your recon was thin ice.

Message 2 of 14
CreditMagic7
Mega Contributor

Re: Should I

Wait it out and try again after the new year and take advantage of their backdating

Message 3 of 14
coldnmn
Mega Contributor

Re: Should I

Congrats! If you wait until January 2015 your MSD will be 01/2014 on the new card. Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 14
Anonymous
Not applicable

Re: Should I


@DrZoidberg wrote:

You would most likely get denied. Your recon was thin ice.


I will most deff wait.

Message 5 of 14
Anonymous
Not applicable

Re: Should I


@coldnmn wrote:

Congrats! If you wait until January 2015 your MSD will be 01/2014 on the new card. Thanks for sharing.


i thought Amex would backdate dont they ?

Message 6 of 14
Anonymous
Not applicable

Re: Should I


@CreditMagic7 wrote:

Wait it out and try again after the new year and take advantage of their backdating


i will, when i get the gold next year it will show 2014 in the member since correct ? and the credit report as well ?

Message 7 of 14
Creditaddict
Legendary Contributor

Re: Should I

lord child people be crazy about some Amex. NO DONT WAIT! Apply for GOLD PREFERRED REWARDS NOW!

you are a cardmemerb now, it's okay if your denied, it will be sp!

green is a pointless card!

Message 8 of 14
coldnmn
Mega Contributor

Re: Should I


@Anonymous wrote:

@coldnmn wrote:

Congrats! If you wait until January 2015 your MSD will be 01/2014 on the new card. Thanks for sharing.


i thought Amex would backdate dont they ?


Yes the first number is the month you apply the second is the year you became a member. I thought your first card would be this year this month so 9/14 and if the second card was 2015 in January 1/14 would be the second member since date. If your first card was in 1997 and you applied in Jan 2015

your MSD on the new card would be 1/97 Jan the month 97 the year you got the first AMEX card.

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 14
chalupaman
Super Contributor

Re: Should I


@Creditaddict wrote:

lord child people be crazy about some Amex. NO DONT WAIT! Apply for GOLD PREFERRED REWARDS NOW!

you are a cardmemerb now, it's okay if your denied, it will be sp!

green is a pointless card!


I would try for the PRG again (apped for it back in June but got denied the same month I got my Delta card) but I'm afraid of getting FRed by Amex just I only recently got the Green and EveryDay cards myself. Don't wanna spook them. I'm gonna try doing it in January for backdating priviledges.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 10 of 14
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