cancel
Showing results for 
Search instead for 
Did you mean: 

Should have got a Platinum Card instead...

tag
Membersince2013
Valued Contributor

Re: Should have got a Platinum Card instead...

Also, I'm only in Amsterdam now because of Mongstradamus' help. I wasn't even aware that my sky miles points can get me here lol. I was gonna run some cash through the PRG, get the sign up bonus and then transfer to delta and spg, but he advised me to take a closer look! Instead of booking tickets for Hawaii, I'm now I'm Amsterdam, so cudos to him lol.
Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 11 of 20
mongstradamus
Super Contributor

Re: Should have got a Platinum Card instead...


@Membersince2013 wrote:
Also, I'm only in Amsterdam now because of Mongstradamus' help. I wasn't even aware that my sky miles points can get me here lol. I was gonna run some cash through the PRG, get the sign up bonus and then transfer to delta and spg, but he advised me to take a closer look! Instead of booking tickets for Hawaii, I'm now I'm Amsterdam, so cudos to him lol.

Awesome you made it to amsterdam :-)  how many points in total did it take for you to get there am curious :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 12 of 20
Membersince2013
Valued Contributor

Re: Should have got a Platinum Card instead...

115k + delta miles for both of us. I had to send myself some sky miles from the account I made for my GF because Delta won't let me get points for her tickets because I usually purchase tickets on another card. Basically , i had 42k+ miles, just shy of 43k. Can't remember the exact. I sent myself 15k miles from my GFs account and bought 60k miles for 2k. I still have 1k+ miles left haha.
Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 13 of 20
mongstradamus
Super Contributor

Re: Should have got a Platinum Card instead...


@Membersince2013 wrote:
115k + delta miles for both of us. I had to send myself some sky miles from the account I made for my GF because Delta won't let me get points for her tickets because I usually purchase tickets on another card. Basically , i had 42k+ miles, just shy of 43k. Can't remember the exact. I sent myself 15k miles from my GFs account and bought 60k miles for 2k. I still have 1k+ miles left haha.

nice "free" trips are nice did you fly economy or business ?



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 14 of 20
Membersince2013
Valued Contributor

Re: Should have got a Platinum Card instead...

Yah, it would have been 4k plus for both of us. Saved me a good amount. Economy of course lol. Still got zone 1 after business class. I didn't even bother looking at business class tickets, I never do because I know I can't afford them.
Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 15 of 20
Hubcapjw
Contributor

Re: Should have got a Platinum Card instead...

Quick question for OP. How long have you had the gold delta amex?if it's been longer than a year.......have u not tried for a cli? Thanks for a reply in advance

Message 16 of 20
Membersince2013
Valued Contributor

Re: Should have got a Platinum Card instead...

I've had it for about 5 months now. I did request a CLI but it got declined
Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 17 of 20
Hubcapjw
Contributor

Re: Should have got a Platinum Card instead...

I'm going on 3 months now and I don't want to hit the 60 day 3x cli just yet cause I have seen them decline with 1000 starting limits. I'm thinking more like 6months or a year and then do it.

Message 18 of 20
mongstradamus
Super Contributor

Re: Should have got a Platinum Card instead...


@Hubcapjw wrote:

I'm going on 3 months now and I don't want to hit the 60 day 3x cli just yet cause I have seen them decline with 1000 starting limits. I'm thinking more like 6months or a year and then do it.


just for record when i orginally apped for BCP i only had 1k and got it at 61 days 3x . 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 19 of 20
Membersince2013
Valued Contributor

Re: Should have got a Platinum Card instead...

If it helps, I probably got declined because I'm "app happy". I applied for about 4 card before I tried for a CLI, so that took a toll on my credit score. I'm one of those people who only care about credit scores because I want a credit card, not because I want a house or a car, at least for now...
Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 20 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.