Should i close one of my Capital One cards?

[tylaw13]

Havent been on MyFico in awhile, but i think its time to close of my Cap 1 cards or even both. Normal platinum card with really nothing to offer and stuck at 1,500 CL and a cash rewards green card stuck at 750 CL. My other cards and scores are in my sig. Might close them  and try to CSP. once i get CSP ill be done for awhile.

[tylaw13]

Just went on Cap 1 site and noticed they changed the site quite a bit. I havent been on in like a month cause these cards never have balance. Saw they added a request increase line of credit. I went for it because they are a soft pull. Took my green cash rewards card up to 1250 automatically.

They must've seen my post on here. HAHA

[jennylocha]

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@tylaw13 wrote:

Just went on Cap 1 site and noticed they changed the site quite a bit. I havent been on in like a month cause these cards never have balance. Saw they added a request increase line of credit. I went for it because they are a soft pull. Took my green cash rewards card up to 1250 automatically.

They must've seen my post on here. HAHA

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With scores like yours I would definitely call the EO and request that they upgrade both accounts! Try the Venture to see what happens....and while you're at it tell those people to hook you up with a credit limit that makes sense! Its a soft pull so what do you have to loose? Go high, they will counter you. You are a shoe in for a nicer card with a low apr and and higher limit. Get to work!

[GatorGuy]

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@jennylocha wrote:

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@tylaw13 wrote:

Just went on Cap 1 site and noticed they changed the site quite a bit. I havent been on in like a month cause these cards never have balance. Saw they added a request increase line of credit. I went for it because they are a soft pull. Took my green cash rewards card up to 1250 automatically.

They must've seen my post on here. HAHA

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With scores like yours I would definitely call the EO and request that they upgrade both accounts! Try the Venture to see what happens....and while you're at it tell those people to hook you up with a credit limit that makes sense! Its a soft pull so what do you have to loose? Go high, they will counter you. You are a shoe in for a nicer card with a low apr and and higher limit. Get to work!

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This +100

[tylaw13]

Im closing both the cards ive decided. Applied for the CSP this morning and got approved for $5000. not even going to try to upgrade the card. 

Its nice to have all the cards i want by age 21.

[myjourney]

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@tylaw13 wrote:

Im closing both the cards ive decided. Applied for the CSP this morning and got approved for $5000. not even going to try to upgrade the card. 

Its nice to have all the cards i want by age 21.

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Congrats on the CSP 

[kimmiller112]

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@tylaw13 wrote:

Im closing both the cards ive decided. Applied for the CSP this morning and got approved for $5000. not even going to try to upgrade the card. 

Its nice to have all the cards i want by age 21.

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Congrats on the CSP but unless either of your Cap One cards have an annual fee, I don't know that I would be in a rush to close them.  If you email the EO, you may find that you can get some decent increases on them with a SP.  My Cap One has gone from $1500 to $5000 to $7000 by going through the EO.  The second time, they added 1% cash back.

[chnceit]

Congrats on the CSP. But like what others stated I would email the EO and ask to increase and or combine so you won't lose all that history. I was stuck at 1500 for years and they matched my other card of 8K. But as always YMMV. Also they attached rewards to my card

[tylaw13]

I know all about the Exec Office. I emailed them awhile ago for my regular platinum card they put it at 1500 from 500. I actually emailed Richard Fairbanks

[tylaw13]

Tried the new Cap 1 luv button again, Yesterday it gave me 500 on my cash rewards and it gave me another 500 on my platinum just now. May just try the EO after all since they Cap 1 has clearly changed some policies. It took me a week and a half of phone calls and waiting to get 1000 dollars a few months ago and now i get 1000 in 2 days without even talking to anybody. Im gonna see if they will give me atleast 5000 on one card and get rid of the other card.