@frogfan12 wrote:The excessive quoting must stop. Where's a mod when you need one?
Didn't think it was getting excessive but OK.
Thanks Guys ! Theres no need for further post here..Ha.. Ill take the both of your knowledge into consideration.
@AllPro wrote:Thanks Guys ! Theres no need for further post here..Ha.. Ill take the both of your knowledge into consideration.
No problem! Not trying to stir the pot with anyone but the info. on closing accounts is on this site. Check out the stickys at the top of the credit card forum!
GL on whatever you decide on!
No thats cool ! I really apreciate your help..Really.. I just see this thread going south reall fast.
@AllPro wrote:No thats cool ! I really apreciate your help..Really.. I just see this thread going south reall fast.
I'm done with it i've said my peace, the poster can take it for what it is and move on.
Lol... unfortunately i understood you even when you were responding in your noisy red comments that could be seen from Mars. I don't think you understand how things seem to work either! And I think your making a moot point. There is equally as much research that would disagree that closing accounts rapidly like that for a newbie would be a wise idea
The accounts are obviously not hurting him, just his pocket book a little bit once a year. Those accounts and mainly his payment history has obviously helped him obtain and keep his 700 credit score. .
Even if the credit bureaus themselves told me it was okay i wouldn't do it in the fashion you propose.
Sometimes the best teacher is experience and I know several ppl people who have experienced a dip in credit when first starting out due to closing out small accounts like this and their utilization was also low. No matter what you say these accounts no matter how small hold some clout.
I simply and likewise just don't agree with your philosphy. So on that note we can happily agree to disagree on this one. 
Have a good day.
@lbdebtfree wrote:Lol... unfortunately i understood you even when you were responding in your noisy red comments that could be seen from Mars. I don't think you understand how things seem to work either! And I think your making a moot point. There is equally as much research that would disagree that closing accounts rapidly like that for a newbie would be a wise idea
The accounts are obviously not hurting him, just his pocket book a little bit once a year. Those accounts and mainly his payment history has obviously helped him obtain and keep his 700 credit score. .
Even if the credit bureaus themselves told me it was okay i wouldn't do it in the fashion you propose.
Sometimes the best teacher is experience and I know several ppl people who have experienced a dip in credit when first starting out due to closing out small accounts like this and their utilization was also low. No matter what you say these accounts no matter how small hold some clout.
I simply and likewise just don't agree with your philosphy. So on that note we can happily agree to disagree on this one.
This I can agree on! truce!
Yea I apoligize for hijacking as well, all is good now!
how about a beer at the white house...................................