I got my first card in Feb of this year- a secured $500 visa through my CU. Since then, my scores have rocketed from low 500's to mid 600-s and I have gotten a $500 unsecured cap 1 card, a $300 best buy mastercard, a $250 walmart card, and a $500 Dress Barn card... I am pushing 6 months on the secured card, I don't use them much at all, so would you try to get it unsecured and if they won't would you close it? I am anticipating another score jump as well this next week when the cards report all 0 balances(last balance was $29...
Starting Score: EQ 581,NO TU
Why not just wait until it unsecures? CUs are often generous and might reward you with a nice CLI. The card isn't hurting you, in fact its only helping you and your HSBC has a lower CL than that. Personally I would rather have a CU card than a Cap1 or HSBC card anyway. 
@Anonymous wrote:Why not just wait until it unsecures? CUs are often generous and might reward you with a nice CLI. The card isn't hurting you, in fact its only helping you and your HSBC has a lower CL than that. Personally I would rather have a CU card than a Cap1 or HSBC card anyway.
+1