@Anonymous wrote:
@taxi818 wrote:
Due you even know what subprime means.
Yes many if their cards are sub prime. People with score under 680. But many are prime time. Venture and quicksilver. You think that 39 af means something? You will earn that. 6 times over. Try and justify amex. Platinum af. 450. Yikes. Weak argument. My point still remains.
First, let me be clear. Prime or sub prime: the difference could mean a low APR or one that's through the roof. I could care less about lender as long as they treat me right and I can get a decent credit line with some decent rewards. I have no issue whatsoever with Cap 1. But this is not about me. This is about the OP and whatever issue they might have with Cap 1. I was merely suggesting that IF the card was sub prime, that might be their sticking point, as I've read in other forums that lenders look for sub prime and count that against you. Second, yes that $39 AF means a whole lot for two cards which have non AF counterparts which have the EXACT SAME BENEFITS. My point was never an argument and it still stands.
Right, but one of the OPs complaints was the look of the card. And while I never care about this, I know that people do, but in the CAp One case this is more easily fixed than with almost any other card. But yes, trying to get rid of the AF is the way to go. And as many of us have said, the QS isn't just OK, it's probably the best in that space (rewards post with each transaction, no minimum redeption, no FTF). And you can change the image every month!
