No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
SO .... i am wondering if i should dump my old Cap 1 cards for something newer? Preferrable not Crap1
I currently have 2 QuickSilver One cards : With very small balances on them .....
One opened August of 2012, the other opened August of 2010. (Each has a 40$ AF)
Cap1 - A | Aug-12 | $146 | This is an account in good standing | Credit Limit: 3500 |
Cap1 - B | Aug-10 | $11 | This is an account in good standing | Credit Limit: 3000 |
Currently my AAoA is ~3 years.
I want to get a better card that is well, only 1 card rather then having two empty cards i am paying AF on....
What would be a good rewards replacement for these cards?
My scores are as below ...
Thanks for the input!
Would it be best to keep these at the 80$/yr AF or get a new card that gives good rewards on travel that i wouldnt be embarassed to use.... and degrade my AAoA a little?
Have you contacted EO for an CLI for an upgrade to World MC and AF removal?
they JUST PC these to the stupid quicksilver ONE a couple months aso.... they probably wont PC again so soon i dont think... when is that time frame?
The quicksilver one card to me is think and junkey .... numbers are already wearing off..... looks cheap to be honest.... one of my cards has never been swiped and the numbers are wearing off.....
EDIT:
Also - the company i worked for had me get an amex back in 2008, if i was to join them, would i get backdated? It was a company card, but i still had to apply and all that junk.
Are there any cards out there with some sweet bonus's without outrageous limitations like spending 10k in the first 3 months lol
You're eligible for a CLI every 6 months. You can contact Cap1 through Facebook, and they can more than likely reimburse you for the AF. With a $3k CL, you may be able to PC to the VentureOne card (no AF), or with a $5k CL you may be able to PC to the Venture card (AF). Signature versions must have a minimum of a $5k CL. I'd say you're not doing to bad if your limits are already over $3k.
Well like i said, the limits arent the problem, the problem is the card itself and the AF....
I am probably just going to sit on them for now...... how often can you do PC again? I can kind of do the whole "I was told it was going to be quicksilver, not quicksilver one" deal
Just contact them through facebook and ask for the af to be waived..I think lately cap one is doing better, just got a 2000 cli through luv button yesterday on my quicksilver one!
@GoodCredBen wrote:Well like i said, the limits arent the problem, the problem is the card itself and the AF....
I am probably just going to sit on them for now...... how often can you do PC again? I can kind of do the whole "I was told it was going to be quicksilver, not quicksilver one" deal
The EO said you can PC every 6 months, but sometimes they can help you PC sooner. If you can get the card CLI'd to 5k you might even be able to get the WMC version. I'd keep on them about the AF. I asked every single time that I contacted them, and I contacted them a lot since November, and eventually I went from the Plat to the QS1 and now I have the QS WMC. It is possible with persistence.