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Established Contributor
Posts: 885
Registered: ‎08-30-2013

Re: Should pay before billing/reporting date for a good credit score?

@Snack Trader: Thanks for the clarification. I'm slowly stating to catch on to this "scoring" stuff-even though I'll never COMPLETELY understand it-LOL

Valued Contributor
Posts: 1,607
Registered: ‎09-15-2012

Re: Should pay before billing/reporting date for a good credit score?

Just keep asking questions! You can definitely understand it once you are given all the correct information. That's what we are here to help with.

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Last App: June 27, 2015
Established Contributor
Posts: 547
Registered: ‎08-04-2013

Re: Should pay before billing/reporting date for a good credit score?

Okay, just to reiterate the model...


I have one cc $7K. Balance is $97. Statement cut 9/16 and the bill is due 10/13. For one cc, its 1-9%. Let a balance report then PIF before due date so $0 reports by 10/13. Then do it all over again...let a balance report 10/16 then PIF before 11/13?


Once I add another card, I'll have to check back in.

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