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Okay, so we've done lots of work on DH's baddies. We just have that one paid medical collection on there (doing HIPAA now), and it still reports as late for his CS (can't get them to change it), which we pay every month. But he has a really good PAID AS AGREED old car loan on there, and his SL looks good too. We have a CapOne (500 CL), a Chase (500 CL), and a First Premier (200 CL). These are all only about a year old, no lates at all.
We would really like to get a mortgage sometime... maybe not so soon, but sometime.
My FAKOs are all about 675. DH's are all between 600-650. What is our best option for looking good for a loan? A store card or gas card? I feel like an idiot... I just don't know but don't want to get all credit-card stupid and apply for everything. And I don't want a bunch of hits for nothing.
Please help!!