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Established Contributor
JusdoNit
Posts: 921
Registered: ‎12-10-2011
0

Should you apply for weekend increase?

[ Edited ]

Hi everyone,

 

Should you apply for a credit limit increase on the weekend? On a Sunday?

 

I was thinking of applying for a telephone automated system increase on one of my GE cards.


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

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Valued Contributor
Repo-ed
Posts: 2,960
Registered: ‎02-09-2012
0

Re: Should you apply for increase?

It makes no difference the time/day/date.

 

The only factor that DOES matter, is your file.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Established Contributor
JusdoNit
Posts: 921
Registered: ‎12-10-2011
0

Re: Should you apply for increase?

ok, thanks I didn't know that.


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Valued Contributor
Repo-ed
Posts: 2,960
Registered: ‎02-09-2012
0

Re: Should you apply for increase?


JusdoNit wrote:

ok, thanks I didn't know that.


Given that it's a GEMBC card, that usually means a SP, so I say go for it right now, so long as your file has only improved since opening the card.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
Valued Member
thatoneguy28
Posts: 35
Registered: ‎12-05-2011
0

Re: Should you apply for weekend increase?

i dont think applying on a certain day will increase your chances to be honest with u.i have quite a few GE cards (love GE lol)and i normally request every 4th statement.works for me!

EXPERIAN FICO- 680 7-2014

EQUIFAX FICO- 645 7-2014

TRANSUNION FICO- 681 7-2014
Moderator
Revelate
Posts: 9,750
Registered: ‎12-30-2011
0

Re: Should you apply for weekend increase?

Makes no difference from whether you'll get the CLI or not.

 

Does make a difference if they have to actually review the file for whatever reason; banker hours. they ain't going to be there on Sunday to look at your file so you may be waiting an extra day or two longer than strictly necessary.

 

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 673, EQ 8 707, TU 720, EX 702* (09/02/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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Established Contributor
JusdoNit
Posts: 921
Registered: ‎12-10-2011
0

Re: Should you apply for weekend increase?


Revelate wrote:

Makes no difference from whether you'll get the CLI or not.

 

Does make a difference if they have to actually review the file for whatever reason; banker hours. they ain't going to be there on Sunday to look at your file so you may be waiting an extra day or two longer than strictly necessary.

 

 



Revelate wrote:

Makes no difference from whether you'll get the CLI or not.

 

Does make a difference if they have to actually review the file for whatever reason; banker hours. they ain't going to be there on Sunday to look at your file so you may be waiting an extra day or two longer than strictly necessary.

 

 


Guess it kind of matters i you want to a little above the counter offer. I definitely needed to speak with the rep.


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge



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