Show me the money!!! (Income thresholds )

[Anonymous]

Income: $110-$160k. I don't include spouses income.

Highest starting line: $4k

Highest limit: $49k Discover. Started out at $4k 3 years ago, asked for CLI, all were softpull and went up to $49k within 1.5 years. I havn't asked for a CLI in 1.5 years so I'm sure it could go higher but don't want to for credit score reasons. My other 2 cards started out at $200 and $500 and were stuck at $4k (capital one) and 11k (chase) for years until I got Discover. They have since grew to $17k (all soft pulls and spending) and $20k (one hard pull).

[joltdude]

I'm not even in these leagues... Hanging around with AJC

[Anonymous]

Income 29K for this year after taxes of course.

BOA $800 SL 1st card and it grew to 1.3k over 4+ Years

[expatCanuck]

Scores 730ish to 780ish at time of most recent applications, w/ one derog (6-yr-old 30-day late)

Income (mine - mine is hers, hers is hers) 100 - 149

Largest starting CL - 19 (from Chase; CLD'd to 16 (wasn't comfortable with 19); also lowered 15 (from Disco) to 12)

Aggregate CL - 78 (among 7 cards (84 before requested CLDs))

AAoA - 8y-ish now, 10y-ish prior to last month's foolishness

AoOA - 18y

[Anonymous]

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wrote:

$90K on the nose. I also get bonuses, don't usually include them on apps.

CLs are in my sig. Reports are EQ 784 / TU 784 / EX 785 (just recently--increased by over 100 points after paying off a lot of debt this Fall). 

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Have you considered combining your two BoA's for one larger limit?

[Anonymous]

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wrote:
Im so far under that 50k threshold, there should be a category just barely eligble for anything credit related.Lol, dont believe me , ask Penfed haha.

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I’m in that you are a broke mofo category lol, but great credit for the insanely poor :-) My two cards have $2500 and $4000 limits. My lowest one is due for the love button in a couple weeks :-) credit scores average about 703.