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Established Member
kimmiecoo
Posts: 14
Registered: ‎02-17-2009

Showing some luv to NFCU

I have been a part of the myfico forums since January.  I have followed instructions regarding pay for deletes and the HIPPA process.   Since becoming a member my scores have increased by 15 points.  Today I got my first credit card approval that was not secured.  I'm really excited and wanted to share.  Thank you for all the help.  I can finally see the rewards of credit gardening and playing the game as it should be played i.e. Utilization etc. Thanks for the direction.
Valued Contributor
Imhotrodcrazy
Posts: 1,291
Registered: ‎03-11-2009

Re: Showing some luv to NFCU

Congrats,  I too am a newbie and just got my first card a month ago and my score has increased by 26 points. I know how you must feel to get your first unsecured card.  Everyone on this forum is GREAT. 
FICO
EX 834 12/14/11 ( AMEX )
EQ 716 5/4/13
TU 751 12/10/12 ( Lender )
Goal - At my age, just staying alive

Regular Contributor
Lyythine
Posts: 203
Registered: ‎03-05-2009

Re: Showing some luv to NFCU

kimmiecoo,

 

If u dont mind me asking, what were your scores and CL when you received the NFCU credit card?  

05/25/09
Transunion: 775 (FICO) -- Equifax: 814 (FICO) -- Experian: 806 (FICO - from CU Loan Officer)
Wohoo! Happy 1st BDay to 2 accounts this month!!

07/09/08 - Before I started reading these forums...
Transunion: 670 --Equifax: 698 -- Experian: 685

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