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Shredded my FP card today

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LS2982
Mega Contributor

Shredded my FP card today

Felt SO GOOD!!!

 

Will be calling on 2/6 to axe them completely. I want the full yr history. Major accomplishment in getting out of the rebuilding phase! Also Credit 1 will be getting the axe on the same day!




EQ FICO 548 3/3/16
Message 1 of 17
16 REPLIES 16
-Cain-
Valued Contributor

Re: Shredded my FP card today

Way to go LS2982!
Message 2 of 17
prolificjinx23
Frequent Contributor

Re: Shredded my FP card today

CONGRATS!!!!!!!! Smiley Very Happy

Starting Scores: EQ 447 (01/02/2017), TU 476 (01/02/2017), EX 456 (01/02/2017)
Current Scores: FICO 08's as of 12/12/2019: EQ 584, TU 702, EX 631
Goal Scores: ABOVE 800 ALL 3
Current Cards: CapOne QS1 $500, Walmart SC $500, Discover It $750, Amazon Prime SC $900, CareCredit $2,000, NFCU CashRewards $10,000 and NOT APPING until 04/2020....


Take the myFICO Fitness Challenge
Message 3 of 17
PetRaccoon
New Contributor

Re: Shredded my FP card today

Congrats! Happy for ya! ^_^

TU08:: 754 (4/14) EQ: 745 (6/14) 753 (1/13) Ex: 766 (12/11)
Goal: 800! Then Keep it there and keep growing!~
Card(s): HSBC Premier WMC: 5,000 (7/09), Chase Freedom 6,000 (11/11) BCE 3,200 (12/11) Chase Saph: 5,000 (5/12)
Message 4 of 17
SevenNEW
Established Contributor

Re: Shredded my FP card today

Yay for shredding bad cards!!

SevenNEW, Garden Nerd - In the Garden until 2015!
4.2K 10K 24.6K
Message 5 of 17
Hammer23
Frequent Contributor

Re: Shredded my FP card today

I closed FP TODAY! 36 months of on time payments post bk. It was expensive, but it was a start. 

 

 

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Message 6 of 17
afbar1114
Valued Contributor

Re: Shredded my FP card today

congrats to both..it felt so good when i did that to mine

 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 7 of 17
DanielF
Contributor

Re: Shredded my FP card today

Awesome congrats..... I'm gonna let mine linger for a while until I get a few more CLI on my other cards for util then they are getting the axe from me as well. The card has served its purpose.

Starting Score: 656(EQ myFICO) 668 (TU myFICO)
Current Score: 638 EQ 680 TU08 677 EX
Goal Score: 750
Message 8 of 17
webhopper
Moderator Emeritus

Re: Shredded my FP card today


@LS2982 wrote:

Felt SO GOOD!!!

 

Will be calling on 2/6 to axe them completely. I want the full yr history. Major accomplishment in getting out of the rebuilding phase! Also Credit 1 will be getting the axe on the same day!


Congrats!!!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 9 of 17
RyVision
Valued Contributor

Re: Shredded my FP card today

After seeing the terms of most of their offers and having to pick my jaw up from the floor as well as put my eyes back in my head...

 

I'm seriously happy for you to be able to shred the card and leave FP as a very small chapter in your much bigger credit history novel Smiley Happy

 

It has to feel awesome!  


AKA 840flippedto480
Message 10 of 17
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