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(Sighs)....wish I could apply :(

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pizza1
Community Leader
Super Contributor

(Sighs)....wish I could apply :(

Chase and their darn marketing!! They know I can't have this card, I've applied 3x before and denied for BK, last attempt I reconned, and denied, for good reason too!! I just wish they'd quit sending me this, lol!!! I get this offer every few months, and I want this card because when I do fly its always SW!! Oh well, maybe someday in the future my recon/ denial of this card will actually turn into an approval. Need to wait a few years until inquires and new accts age though before attempting again. 

 

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Message 1 of 37
36 REPLIES 36
Anonymous
Not applicable

Re: (Sighs)....wish I could apply :(

You are doing well in the garden.. Hit delete right NOWSmiley Tongue

Message 2 of 37
chalupaman
Super Contributor

Re: (Sighs)....wish I could apply :(

Delete that message as soon as possible. Don't get your hopes up now.

 

Focus on your plan.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 3 of 37
pizza1
Community Leader
Super Contributor

Re: (Sighs)....wish I could apply :(

Already deleted!!! I know I can't app for it, if everyone remembers correctly I did my first recon ever with this card, and Chase was burned bad in my BK. I made a post about it. I have no plans to app again for this. If I do it will be the Freedom in a couple years since they could start the limit at $500. This card starts at $2k. I'm good, just will have to wait it out....Smiley Happy
Message 4 of 37
Anonymous
Not applicable

Re: (Sighs)....wish I could apply :(


@pizza1 wrote:
Already deleted!!! I know I can't app for it, if everyone remembers correctly I did my first recon ever with this card, and Chase was burned bad in my BK. I made a post about it. I have no plans to app again for this. If I do it will be the Freedom in a couple years since they could start the limit at $500. This card starts at $2k. I'm good, just will have to wait it out....Smiley Happy

Good decision..Temptations are a test of our willpowerSmiley Happy

Message 5 of 37
Existentialist
Frequent Contributor

Re: (Sighs)....wish I could apply :(


@Anonymous wrote:

@pizza1 wrote:
Already deleted!!! I know I can't app for it, if everyone remembers correctly I did my first recon ever with this card, and Chase was burned bad in my BK. I made a post about it. I have no plans to app again for this. If I do it will be the Freedom in a couple years since they could start the limit at $500. This card starts at $2k. I'm good, just will have to wait it out....Smiley Happy

Good decision..Temptations are a test of our willpowerSmiley Happy


If I didnt know better I'd say they were spamming U. Then again....

Message 6 of 37
longtime_lurker
Valued Contributor

Re: (Sighs)....wish I could apply :(


@pizza1 wrote:
Already deleted!!! I know I can't app for it, if everyone remembers correctly I did my first recon ever with this card, and Chase was burned bad in my BK. I made a post about it. I have no plans to app again for this. If I do it will be the Freedom in a couple years since they could start the limit at $500. This card starts at $2k. I'm good, just will have to wait it out....Smiley Happy

You can do it Smiley Happy

 

Proud of ya. At least one of us is behaving in the garden! Smiley Happy

Current cards: MSUFCU Platinum, Amex PRG, Amex Surpass, Amex BCE, Citi Prestige, Citi Double Cash, Citi Premier, US Bank Cash +, Huntington Voice, AAviator, Sallie Mae, Discover IT, Chase Freedom TU:753 EQ Enhanced: 758
Message 7 of 37
joedtx
Valued Contributor

Re: (Sighs)....wish I could apply :(

Atta Girl. Your willpower has made you stronger. Smiley Happy

Message 8 of 37
Scupra
Super Contributor

Re: (Sighs)....wish I could apply :(

Must....resist Smiley Happy You will have it someday

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 9 of 37
CreditCuriosity
Moderator Emeritus

Re: (Sighs)....wish I could apply :(

Stay strong and don't app and waste another HP or two for no reason...  Think you have gardened a month now?  If so doing a heck of a lot better than myself ughSmiley Sad

Message 10 of 37
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