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Signature visa, world MasterCard - how does one get them?

Regular Contributor

Signature visa, world MasterCard - how does one get them?

With getting a few off my cards in my wallet 5k and over, what's the process to get them converted to signature and world editions? Chase and Citi are the two I'm looking at currently. Where does one begin?

 

Any advice gladly taken.

 

JP


TU:552 | EQ:561 | EX:567 | Starting Score [LP from 08]
TU:693 | EQ:682 | EX:700 | Current Score [11.21.13]
[720 Overall] Goal Score - The grass is greener in the garden! (Amex made me fall out... since 12.13)

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Message 1 of 12
11 REPLIES
Community Leader
Senior Contributor

Re: Signature visa, world MasterCard - how does one get them?

Which CC's in specific from your profile and how long have you had them at the $5K threshold?

Message 2 of 12
Moderator Emeritus

Re: Signature visa, world MasterCard - how does one get them?

I'm not sure how it works either, I'm guessing it's by the issuer.  My Chase Freedom is 5K and is a Signature.  My Citi is 15K and isn't.

Starting Score: 504
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EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Message 3 of 12
Mega Contributor

Re: Signature visa, world MasterCard - how does one get them?


Shogun wrote:

I'm not sure how it works either, I'm guessing it's by the issuer.  My Chase Freedom is 5K and is a Signature.  My Citi is 15K and isn't.


Same sort of thing here, my 5K Sallie Mae is MC World, my 33K Cap One QS is a Visa Plat (and my identical 20K Cap One QS is a Sig...)

Message 4 of 12
Community Leader
Senior Contributor

Re: Signature visa, world MasterCard - how does one get them?


Shogun wrote:

I'm not sure how it works either, I'm guessing it's by the issuer.  My Chase Freedom is 5K and is a Signature.  My Citi is 15K and isn't.


Citi CCs can be WMC starting at ~$3K and Visa Signatures $5K+.  Have you considered requesting Citi to PC your CC?  Which product do you have Shogun?

Message 5 of 12
Community Leader
Senior Contributor

Re: Signature visa, world MasterCard - how does one get them?


longtimelurker wrote:

Shogun wrote:

I'm not sure how it works either, I'm guessing it's by the issuer.  My Chase Freedom is 5K and is a Signature.  My Citi is 15K and isn't.


Same sort of thing here, my 5K Sallie Mae is MC World, my 33K Cap One QS is a Visa Plat (and my identical 20K Cap One QS is a Sig...)


Did you contact the EO to see if they could upgrade the $33K one?  Or, was it recently PC'd to QS?

Message 6 of 12
Mega Contributor

Re: Signature visa, world MasterCard - how does one get them?


FinStar wrote:

longtimelurker wrote:

Shogun wrote:

I'm not sure how it works either, I'm guessing it's by the issuer.  My Chase Freedom is 5K and is a Signature.  My Citi is 15K and isn't.


Same sort of thing here, my 5K Sallie Mae is MC World, my 33K Cap One QS is a Visa Plat (and my identical 20K Cap One QS is a Sig...)


Did you contact the EO to see if they could upgrade the $33K one?  Or, was it recently PC'd to QS?


It was a fairly recent PC, but also I want to reserve my EO calls for more significant things (if that ever happens). It's hard to care too much about sig vs non-sig on a card that doesn't get much use.

Message 7 of 12
Community Leader
Senior Contributor

Re: Signature visa, world MasterCard - how does one get them?


longtimelurker wrote:

FinStar wrote:

longtimelurker wrote:

Shogun wrote:

I'm not sure how it works either, I'm guessing it's by the issuer.  My Chase Freedom is 5K and is a Signature.  My Citi is 15K and isn't.


Same sort of thing here, my 5K Sallie Mae is MC World, my 33K Cap One QS is a Visa Plat (and my identical 20K Cap One QS is a Sig...)


Did you contact the EO to see if they could upgrade the $33K one?  Or, was it recently PC'd to QS?


It was a fairly recent PC, but also I want to reserve my EO calls for more significant things (if that ever happens). It's hard to care too much about sig vs non-sig on a card that doesn't get much use.


Right, totally understand.  Just wasn't sure if you had already attempted those efforts.  Of course, I'm sure if there's a time when you need to contact them, the PC option could be entertained.

Message 8 of 12
Frequent Contributor

Re: Signature visa, world MasterCard - how does one get them?

You're right, it depends on the issuer. I know Chase responds well to secure messages on their website for such upgrades, whereas other companies might need a backdoor phone call or a combination of the two.

TU: 768 | EQ: 769 | EX: 764
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AAoA: 2y 11m
Lowest limit: Citi Double Cash MasterCard - $14,000
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Message 9 of 12
Regular Contributor

Re: Signature visa, world MasterCard - how does one get them?

Great information so with Chase a secure message is a good way to go about it. With Citi would it be best to try the back door route? And just thinking down the road here, what about bank of America?

 

JP


TU:552 | EQ:561 | EX:567 | Starting Score [LP from 08]
TU:693 | EQ:682 | EX:700 | Current Score [11.21.13]
[720 Overall] Goal Score - The grass is greener in the garden! (Amex made me fall out... since 12.13)

Take the myFICO Fitness Challenge
Message 10 of 12