Silly question on CC balance

[CS800]

My balance on my USAA AMEX says (0.65) . That means I got a credit of 65 cents on my statement; not sure where it came from. So this 65 cents reporting is not bad right? 

the 65 cents was there when the statement cut but it's reporting balance of $0. Is that normal?

[bichonmom]

I've just had this happen with me -- 2 CCs had credit bal when stmt cut. They're reporting $0 bal on CR. No negative effect on FICO.

[Anonymous]

It's nothing to worry about, I've done it many times. I end up over-paying to make sure pending charges don't go through and post as a balance. My latest NFCU statement came with as -$29.80 balance (on the statement itself) but posted to the CRAs as $0 like it should.

[Anonymous]

I've had this on AMEX a few times.  For some reason I don't have the option to pay the current balance since they don't update it everyday so if I have to make a mental note of how much to type in the "other" box.

For instance, right now my balance is $75.19, but when I click pay, it tells me I have no balance so the only auto-pay balance is for $0.00.  The only way I can pay is to type a number in the "other" category.   

[CS800]

Good to know that it's not a negative in the FICO world I watch my accounts like a hawk everyday.

[CS800]

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@Anonymous wrote:

I've had this on AMEX a few times.  For some reason I don't have the option to pay the current balance since they don't update it everyday so if I have to make a mental note of how much to type in the "other" box.

For instance, right now my balance is $75.19, but when I click pay, it tells me I have no balance so the only auto-pay balance is for $0.00.  The only way I can pay is to type a number in the "other" category.   

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Same thing happens to me on my BCE. I pif every week as a habit and I get the same situation as you. I have to enter other. I don't get a balance umber either. But it goes through. So I got used to it.

[Anonymous]

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@CS800 wrote:

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@Anonymous wrote:

I've had this on AMEX a few times.  For some reason I don't have the option to pay the current balance since they don't update it everyday so if I have to make a mental note of how much to type in the "other" box.

For instance, right now my balance is $75.19, but when I click pay, it tells me I have no balance so the only auto-pay balance is for $0.00.  The only way I can pay is to type a number in the "other" category.   

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Same thing happens to me on my BCE. I pif every week as a habit and I get the same situation as you. I have to enter other. I don't get a balance umber either. But it goes through. So I got used to it.

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I forget a lot of the time because Citi and Chase both update it so you can pay the current balance even if you've already paid that month.

[LS2982]

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@CS800 wrote:

Good to know that it's not a negative in the FICO world I watch my accounts like a hawk everyday.

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Same here!

[RockinRay]

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@LS2982 wrote:

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@CS800 wrote:

Good to know that it's not a negative in the FICO world I watch my accounts like a hawk everyday.

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Same here!

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Me three...