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Since we couldn't find you in our records

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Shuckman00
Established Member

Since we couldn't find you in our records

I have tried Capitol one's, Chase bank's and Discover cards" Card finder tool" and they come back with this message. "Since we couldn't find you in our records, we are unable to provide you with pre-approved offers. But you may still apply for the offer below." What???

 

My Fico scores are in my sig.

I have 4 older charge offs:  Capitol One last reported 10/2006 0 balance : Capitol One last reported 1/2010 I paid off less than full amount 0 balance:

HSBC/BSTBY last reported 5/2010 0 balance: and Kays 10/2010 o balance


 I only have one open tradeline which is my car loan opened 6/2012 thru wells fargo $15,000 always paid on time. I know I need more trade lines to build my credit back up so I was going to get 2 credit cards so I would have 3 open tradelines. I was hopeing for at least one unsecured card but I think the message I keep getting I may only be able to get 2 secured cards. Any Advise?

Experion: 643 lender pulled 2-8-2013
TransUnion: 649 lender pulled 2-8-2013
Equifax:646 lender pulled 2-8-2013
Message 1 of 4
3 REPLIES 3
OptimasPrime
Frequent Contributor

Re: Since we couldn't find you in our records

Are you opted out? If so, that would do it.

 

If opted out, you can go to optoutprescreen.com to opt in.

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
Message 2 of 4
SwiftTone
Valued Contributor

Re: Since we couldn't find you in our records

That just means that they don't have any pre-approved offers for you.
AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 3 of 4
Shuckman00
Established Member

Re: Since we couldn't find you in our records

Are you opted out? If so, that would do it.   I don't know

 

If opted out, you can go to optoutprescreen.com to opt in. I went there and filled out the form thanks

Experion: 643 lender pulled 2-8-2013
TransUnion: 649 lender pulled 2-8-2013
Equifax:646 lender pulled 2-8-2013
Message 4 of 4
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