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Established Contributor
FixMyCredit1992
Posts: 653
Registered: ‎10-01-2013
0

Sites like fingerhut/freshstart ?

Are there any sites like fingerhut that allow people with bad/poor credit to purchase things and have it show as a positive TL?

 

Suprisingly, my FH account is reporting A-OK to all 3 places. 

 

However I want to open another account someone to add a TL and boost my credit.

Farm and Fleet $3,000 (AU) Paypal Extras MC $1,500
Barclay's Apple Visa $1,200 QVC Qcard $800
Amazon Store Card $600 Discover $500
Walmart MC $400 Victoria's Secret $350
Credit One $300 Fingerhut $200
TU Fico 626



Contributor
money28
Posts: 102
Registered: ‎07-24-2013
0

Re: Sites like fingerhut/freshstart ?

Try a site called gettington.com

Starting Score: 06/29/13 TU 579; EQ 585; EX 574
Current Score: 07/24/13 TU 645; EQ 668; EX 652
Goal Score: 740
Wells Fargo $700 / Merrick Bank $1000 / Fingerhut $1300 /
Gettington $1000 Walmart $600 HSN/1300 Express/700 Jcrew/1850
Jared $2000 Macys $2500 Bloomingdale $1000 Sony Card $1500
Amazon Store Card $900 Ann Taylor/880 American Airlines/1500 Shell/500 Capital One Quicksilver\ $500 Pier 1 $1500 \ Chase Zappos Visa $2500 Barclays Apple\$1200

Established Contributor
FixMyCredit1992
Posts: 653
Registered: ‎10-01-2013
0

Re: Sites like fingerhut/freshstart ?

Has anyone heard of Ginny's/Seventh Avenue/Swiss Colony? (all the same brands under once company).

Farm and Fleet $3,000 (AU) Paypal Extras MC $1,500
Barclay's Apple Visa $1,200 QVC Qcard $800
Amazon Store Card $600 Discover $500
Walmart MC $400 Victoria's Secret $350
Credit One $300 Fingerhut $200
TU Fico 626



Frequent Contributor
fedxboy
Posts: 290
Registered: ‎01-16-2012
0

Re: Sites like fingerhut/freshstart ?


FixMyCredit1992 wrote:

Has anyone heard of Ginny's/Seventh Avenue/Swiss Colony? (all the same brands under once company).


The only problem with these sites is that they don't report to the credit bureaus, unless you default!  Also, they all will HP your credit.

(10/6/2014) Walmart FICO 753, 8/20/14 Discover IT FICO 766
Established Contributor
FixMyCredit1992
Posts: 653
Registered: ‎10-01-2013
0

Re: Sites like fingerhut/freshstart ?

Wait...they don't report? I thought any kind of credit account had to?

Farm and Fleet $3,000 (AU) Paypal Extras MC $1,500
Barclay's Apple Visa $1,200 QVC Qcard $800
Amazon Store Card $600 Discover $500
Walmart MC $400 Victoria's Secret $350
Credit One $300 Fingerhut $200
TU Fico 626



Community Leader
Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
0

Re: Sites like fingerhut/freshstart ?


FixMyCredit1992 wrote:

Wait...they don't report? I thought any kind of credit account had to?


No they have the option to report or not 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Frequent Contributor
fedxboy
Posts: 290
Registered: ‎01-16-2012
0

Re: Sites like fingerhut/freshstart ?

Like I said, they do report, but only when you default and they will hard pull your credit for each new account and sometimes before each purchase.  You should just work your FH for maybe 6 months to a year and then try other sites  for the "shopping card trick"   Look up the shopping card trick and there's a plethora of store cards and some major credit cards.   Good Luck!!

(10/6/2014) Walmart FICO 753, 8/20/14 Discover IT FICO 766

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