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Six statements with Discover, ran $6000 thru it, no credit increase?

Contributor

Six statements with Discover, ran $6000 thru it, no credit increase?

I averaged about $1000 a month through 6 statements since opening the account and have a 785+ credit score.  I keep seeing posts where Discover increased their limit automatically every few months.  It is by far my lowest TL.  My AMEX is 4 times my Discover limit and my Chase Freedom is 3 times the limit.  Is there a reason why they wouldn't increase it automatically?

Message 1 of 6
5 REPLIES
Established Contributor

Re: Six statements with Discover, ran $6000 thru it, no credit increase?

Because they don't have to.  Have you tried resquesting one?

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 2 of 6
Epic Contributor

Re: Six statements with Discover, ran $6000 thru it, no credit increase?


Kendro wrote:

I averaged about $1000 a month through 6 statements since opening the account and have a 785+ credit score.  I keep seeing posts where Discover increased their limit automatically every few months.  It is by far my lowest TL.  My AMEX is 4 times my Discover limit and my Chase Freedom is 3 times the limit.  Is there a reason why they wouldn't increase it automatically?


I see a good number of auto CLI but they have not been very large... I think if they are that far off of your others I would hit up the love button online and see, might cost you HP if it doesn't counter smaller line but might be worth it, they have some of the best CSR lately I have dealt with... tell them, I have now proven myself for 6 months, now you prove yourself!

Message 3 of 6
Contributor

Re: Six statements with Discover, ran $6000 thru it, no credit increase?

I'll let you guys know how it turns out.  Gonna hit the luv button after I pay off this month's statement balance.  Will request it on Friday.

Message 4 of 6
Established Contributor

Re: Six statements with Discover, ran $6000 thru it, no credit increase?

Good luck OP

Message 5 of 6
Mega Contributor

Re: Six statements with Discover, ran $6000 thru it, no credit increase?

Fingers crossed for you!!

 

I've had my account for 9 months now with a toy $1K limit and they absolutely refuse to increase it.




EQ FICO 548 3/3/16
Message 6 of 6