Slate Card - Such a small Credit limit

[Naro]

So, I applied for a chase slate card for the balance transfer offer they have. I got an instant approval but they only gave me 500 dollar credit limit. Haaaaaaaaa.

My current cards:

Citi :  1500/1600 <- Account that I wanted to transfer

Discover: 1100/1500  <- Paying off next week, and not being reported to credit score yet.

Chase Amazon: 0/500

Barclay: 1000/2000 <- account I wanted to transfer - paying off half next week

cap: 0/750

Reason for some high utilization is because of summer school cost. So in total I wanted to transfer around 2000 dollars : /. I earn around 18000 a year.

[hutchj]

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@Naro wrote:

So, I applied for a chase slate card for the balance transfer offer they have. I got an instant approval but they only gave me 500 dollar credit limit. Haaaaaaaaa.

My current cards:

Citi :  1500/1600 <- Account that I wanted to transfer

Discover: 1100/1500  <- Paying off next week, and not being reported to credit score yet.

Chase Amazon: 0/500

Barclay: 1000/2000 <- account I wanted to transfer - paying off half next week

cap: 0/750

Reason for some high utilization is because of summer school cost. So in total I wanted to transfer around 2000 dollars : /. I earn around 18000 a year.

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Call & recon for a CLI. Explain that you want to BT over $1500 to the Slate card.

[TheSpeculator]

I apped for the Slate expecting a small limit. You can IMO move your Amazon credit line over to the Slate OR app for Sapphire/Freedom and move some of that CL to Slate.

[Naro]

Yea I was wondering if that was possible - moving credit limits. And for the recon thing, it didn' t work they told me to call back in 5 months - similar to my amazon card but I never did called back.

[TheSpeculator]

Definitely.

I apped for Chase Sapphire and got 6K instant. Apped for slate and got 7-10 day denial. Called back door and asked for recon. Gentleman said he could open an account using my current lines of credit. He let me choose how much also.

[Naro]

So how do I approach this. Do I just call and ask if for a recon or do I ask for them to merge the accounts together

[hutchj]

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@Naro wrote:

Yea I was wondering if that was possible - moving credit limits. And for the recon thing, it didn' t work they told me to call back in 5 months - similar to my amazon card but I never did called back.

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Call and get a CLI on amazon card and move that over to slate card.

[Naro]

OK does chase do hard pulls for credit limits

[TheSpeculator]

Yes. HP for CLI

[Naro]

I was hoping for not a hard pull : /