Established Contributor
Posts: 1,006
Registered: ‎02-03-2009

Small CLI's - No HP!

Finally got small (No HP) CLI's from Citi on 2 cards today:


Citi DIamond Pref (opened 6/12) went from 5k to 6.8k(asked for 5k increase, they countered with 1.8k)

Citi Dividend (opened 3/12) went from 4.8k to 5.8k (asked for 2.5k increase, they countered with 1k)


For both increases, I filled out the form which states you are authorizing Citi to pull credit. After I clicked ok, the counter offer appeared with the statement that my credit report was not pulled, and i can either accept ot request more of an increase with a HP. I took what they offered, not need for any HP's:smileyhappy:  They declined me for CLI's at 6 mos, for having too many new accounts (guilty as charged).


Also got a Auto CLI from Cabela's Visa this week - noticed I went from 4k to 6.5k! I haven't used this card much, just keep it active with small charges off and on. 


Maybe AMEX will finally approve me for a 3x CLI this month (keep getting denied, because I can't stay away from the app button). Gotta wait for 7/21 (90 days since last denial).










CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; A few store cards.

Current Scores: EQ (12/14): 785 TU MyFico (12/14): 795 EX (My Fico): 765 Walmart TU Fico 08 (12/2014): 788
Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012

Re: Small CLI's - No HP!

Congrats on the CLI's and good luck with AMEX in a few days!!

Valued Contributor
Posts: 6,446
Registered: ‎01-05-2013

Re: Small CLI's - No HP!

Sweet!  Good luck with AMEX.

Posts: 26,593
Registered: ‎09-13-2012

Re: Small CLI's - No HP!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+