Established Contributor
Posts: 1,044
Registered: ‎02-03-2009

Small CLI's - No HP!

Finally got small (No HP) CLI's from Citi on 2 cards today:


Citi DIamond Pref (opened 6/12) went from 5k to 6.8k(asked for 5k increase, they countered with 1.8k)

Citi Dividend (opened 3/12) went from 4.8k to 5.8k (asked for 2.5k increase, they countered with 1k)


For both increases, I filled out the form which states you are authorizing Citi to pull credit. After I clicked ok, the counter offer appeared with the statement that my credit report was not pulled, and i can either accept ot request more of an increase with a HP. I took what they offered, not need for any HP's:smileyhappy:  They declined me for CLI's at 6 mos, for having too many new accounts (guilty as charged).


Also got a Auto CLI from Cabela's Visa this week - noticed I went from 4k to 6.5k! I haven't used this card much, just keep it active with small charges off and on. 


Maybe AMEX will finally approve me for a 3x CLI this month (keep getting denied, because I can't stay away from the app button). Gotta wait for 7/21 (90 days since last denial).










CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa FCU Plat Cash Visa, Barclay's Visa, Citi (5), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, DC Premier MC, Macy's AMEX; A few store cards.

Current Scores: EQ My Fico (12/14): 785; TU MyFico (12/14): 793; EX (My Fico): 765; Walmart TU Fico 08 (1/2015): 788
Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012

Re: Small CLI's - No HP!

Congrats on the CLI's and good luck with AMEX in a few days!!

Senior Contributor
Posts: 7,010
Registered: ‎01-05-2013

Re: Small CLI's - No HP!

Sweet!  Good luck with AMEX.

Posts: 27,205
Registered: ‎09-13-2012

Re: Small CLI's - No HP!

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