07-07-2013 12:09 PM
Finally got small (No HP) CLI's from Citi on 2 cards today:
Citi DIamond Pref (opened 6/12) went from 5k to 6.8k(asked for 5k increase, they countered with 1.8k)
Citi Dividend (opened 3/12) went from 4.8k to 5.8k (asked for 2.5k increase, they countered with 1k)
For both increases, I filled out the form which states you are authorizing Citi to pull credit. After I clicked ok, the counter offer appeared with the statement that my credit report was not pulled, and i can either accept ot request more of an increase with a HP. I took what they offered, not need for any HP's They declined me for CLI's at 6 mos, for having too many new accounts (guilty as charged).
Also got a Auto CLI from Cabela's Visa this week - noticed I went from 4k to 6.5k! I haven't used this card much, just keep it active with small charges off and on.
Maybe AMEX will finally approve me for a 3x CLI this month (keep getting denied, because I can't stay away from the app button). Gotta wait for 7/21 (90 days since last denial).
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