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SmileGeneration Financial - Comenity

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sccredit
Valued Contributor

SmileGeneration Financial - Comenity

Does anyone have any experience with this?  Approval?  Limits?

 

Thanks!

Message 1 of 3
2 REPLIES 2
youngandcreditwrthy
Senior Contributor

Re: SmileGeneration Financial - Comenity

I do! Got approved for $1,500 w a 640'ish FICO. Then online, I requested a CLI, went to $3,000. Then four months later requested a CLI. Got it to $4,500. Annnddd in May I req'ed a CLI and got it to $5,250. I financed $973 for my wisdom teeth at 0% for 12 months. I paid it allllll off by 08/05/12 w NO interest charges at all!!
I think their credit criteria are pretty lax since it's healthcare financing! Also... The ONLY credit pull they EVER did was a HP when I first opened the account...not even for CLI requests... They didn't SP or HP for them. My score actually jumped a good 30-40 pts as this card reallllyyy helped my util!

Hope this helps!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 2 of 3
youngandcreditwrthy
Senior Contributor

Re: SmileGeneration Financial - Comenity

I applied at the dentist office too.. In fact they suggested it! I love it too. In fact, I will use it to get my teeth cleaned soon :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 3
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